We want to make the lending process simple. No need to visit hundreds of websites and fill out lots of paperwork.
Applying for a loan only takes a few minutes. Just fill out our secure online form and submit. Once we have your information, we will can let you know if you qualify to receive a loan offer. If you are offered a loan, please review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms and sign the loan agreement, money will be deposited directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Just make sure you are able to repay the loan according to its terms.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
In the State of California, LoanCall California, LLC (LoanCall.com) is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and the California Finance Lenders Law. LoanCall.com's California licenses can be viewed by clicking the images on the left. LoanCall.com does not make loan or credit decision. It connects interested persons with a lender or lending partner from its network of approved lenders and lending partners.
LoanCall.com is a direct lender, but any loans offered to you may or may not be offered and funded by LoanCall.com. Carefully review all lending offers and loan documents to understand who is making the offer and which lender is responsible for underwriting, funding and collecting your loan. You will not be offered a loan until your information has been submitted. Where loans are offered by other lenders or lending partners, LoanCall.com does not control and is not responsible for the actions or inactions of such lenders or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. LoanCall.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, LoanCall.com’s service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where LoanCall.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing LoanCall.com and/or lenders and lending partners in its network or other intermediaries to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and Trans Union, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize LoanCall.com to share your information and credit history with its network of approved lenders and lending partners.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. LoanCall.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.
LoanCall California, LLC cannot use the criminal process against a consumer to collect any deferred deposit transaction.
The schedule of all charges and fees to be charged on deferred deposit transactions are as follows:
|Amount Provided||Fee||Amount of Check||14-day APR||30-day APR|
*Please note, notwithstanding the foregoing notice required by California statute, that LoanCall currently does not offer deferred deposit transactions (payday loans).